Credit Unions Can Keep You From Bankruptcy

December 8, 2009 by  
Filed under credit union

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James Mahony asked:


The following article lists some simple, informative tips that will help you have a better experience with bankruptcy.

If you are one of the millions of Americans who have bad credit or bankruptcy on your credit report, and are looking to get a house someday, you may feel the need to correct your credit problem and get out of debt . In order to do this, you have three choices. You can go through a debt consolidator to help you, you can go it alone, or you can go to a credit union for help. Debt consolidators can be very helpful in lowering your debt s for you or helping you to pay off your debt s with less monthly fees. Most people do not succeed in going it alone, and the final choice is a credit union.

Credit unions are nothing more than a makeshift bank. Actually, they are banks and their sole purpose is to help those in need to get out of debt. When you go to a credit union, you will get financial managers that will make arrangements with your creditors to have your bills paid directly through the credit union. Credit unions will be the sole place where you will put your income. If you get direct deposit form your work paychecks, the money will go to the credit union. The credit union will go through all of your expenses, and debts and what you would like to spend on extras like entertainment and the rest of the money is placed into a savings account.

It seems like new information is discovered about something every day. And the topic of bankruptcy is no exception. Keep reading to get more fresh news about bankruptcy.

Credit unions will take advantage of every resource they can to help you get out of debt and it works much like a bank except they are more in charge of your money that you are. Credit unions will give you debit cards that you can use whenever you wish but they usually put a limit on it for you so that you don’t over spend. What makes credit unions so great is that they do all of the work for you including paying your bills so that all you have to do is make the money and spend what you can; the whole time you can rest assured that all of your bills are being paid. For a credit union in your area check your local yellow pages.

You can also go online to find a good one as well. When you go online to search for a credit union you can also get reviews of the union or go with one that already know is reputable so that you can be sure to get the best service possible. You want a credit union that is going to be able to establish close ties with your creditors and not just creditors in general. With some research beforehand, you can use your credit union to get you to avoid bankruptcy. Of course, if you are already in bankruptcy, they can help you get your credit back on track.

Now that wasn’t hard at all, was it? And you’ve earned a wealth of knowledge, just from taking some time to study an expert’s word on bankruptcy.



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Your Money Your Choice Your Credit Union – International Credit Union Day 2009

December 7, 2009 by  
Filed under credit union

Gina Marzulla asked:


International Credit Union Day 2009 is on Thursday, October 15th and Sooper Credit Union is inviting you and your families to celebrate with us! Stop by one of our convenient branch locations on that day for a special treat. Sooper Credit Union is also celebrating with a special internet contest for members and non-members. This exciting contest will begin Monday, October 12th and end Friday, December 18th.

One grand prize winner will receive a Nintendo Wii and four runner-up winners will receive a $50 VISA Giftcard!

The contest is simple and fun. Here’s how it works:

• On Monday, October 12th, visit our website at www.soopercu.org/webcontest09.aspx and download your entry form.

• Each Monday morning (after 9 a.m. MST), a special “web icon” will be hidden somewhere on our website and will need to be found!

• Each week when you find the icon, fill in the correct website URL next to that icon on your entry form.

• A new icon will be hidden each Monday, and the last icon will be hidden on Monday, December 14th.

• Once you have found all of the icons, send your completed entry form to Sooper Credit Union by Friday, December 18th. 

Here are the ways to send us your completed entry form:

Attach it to an email and send to:

webcontest09@soopercu.org

Fax it to: 303-763-6278

Bring it to any of our branch locations

Mail your form to:

Sooper Credit Union

ATTN: Web Contest 2009

5590 W. Evans Ave.

Denver, CO 80227

All completed entry forms must be received by Friday, December 18th, and the winners will be notified on Monday, December 21st.

Good luck and happy hunting!

Contest begins Monday, October 12, 2009 and ends on Friday, December 18, 2009. All completed entry forms must be received by Friday, December 18, 2009. Winners will be notified on Monday, December 21, 2009. Sooper Credit Union membership is not required. Participants must be 18 years of age or older. Sooper Credit Union employees and

their families are not eligible to enter. Only one entry form per person. Some restrictions apply.

If you have any question visit our site at www.soopercu.org



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